Legal Disclosures

Effective Date: October 9th, 2017
  • General Information Jon V, Inc. d/b/a AgentRisk operates the website, which includes our blog and "our app" or "AgentRisk". This website is for informational purposes only. For more information read our Terms of Use and Privacy Policy as well.

    Nothing on this Site or App should be construed as a solicitation or offer, or recommendation, to buy or sell any security.

    AgentRisk is an SEC registered investment adviser under the Investment Advisers Act of 1940. Additional information can be accessed directly from the Informational Brochure or Form ADV.

    Our services are only provided to investors who become AgentRisk Clients ("Clients") pursuant to a written Client Agreement, which investors are urged to read carefully in order to determine whether becoming a client is in their best interest and whether our service is suitable for them.

    It should not be assumed that any information discussed herein will prove to be profitable or that decisions in the future will be profitable or provide similar results.

    System response and account access times may vary due to a variety of factors, including trading volumes, market conditions, system performance, and other factors

  • Asset Custody AgentRisk is not a custodian. Client’s assets are held by Interactive Brokers. AgentRisk automatically opens an Interactive Brokers account on behalf of each of its clients, to which the client has full access. By entering into a client Agreement with AgentRisk, you also agree to an account being created in your name on Interactive Brokers. Additionally, you authorize Interactive Brokers to automatically charge your account with our fee and to remit such fee to us in accordance with required regulatory procedures.

  • Backtesting of Hypothetical Portfolios Some of the charts shown on this website may not be representative of actual data. In those cases, they will be clearly marked as Hypothetical. Backtested performance does not represent actual performance and should not be interpreted as a indication of the performance of AgentRisk, its portfolios or the success of future investments with the firm. Backtested performance results have certain inherent limitations. Such results do not represent the impact that material economic and market factors may have had on an advisor’s decision-making process if the advisor were actually managing the money. Backtested data also differs from actual performance data because it is achieved through the retroactive application of a model portfolio with the benefit of hindsight. As a result, the models may be changed from time to time theoretically and the effect on performance results could be either favorable or unfavorable.

    The data used to calculate the backtested returns are run through AgentRisk’s proprietary investment algorithms, which simulate the account investing and rebalancing that would have occurred had the portfolio been in existence. AgentRisk advisory fees are simulated and applied retro-actively to present the portfolio return "net-of-fees".

    Historical returns The performance in the historical returns page is is calculated as following:
    1. The portfolio performance for the current year is YTD (year to date) and is not Annualized Time Weighted
    2. The portfolio performance for past years is Annualized Time Weighted returns only if the customer has transferred assets for the first time in that year and after January
    3. For calculating Annualized Time Weighted performance, if the assets have been transferred after the 15 of the month, we annualize the performance based on the next month.
    4. For calculating Annualized Time Weighted performance, if the assets have been transferred before the 15 of the month, we annualize the performance based on that month.
    5. The "Since Inception" is calculated for adding all the time weighted (annualized and non annualized) for all the years

  • Average Client Returns Average client returns are calculated by AgentRisk and are composed of the average, time-weighted returns of all active client investments (some of which may contain investment restrictions) to the underlying portfolio. These daily average returns are then linked together for the timeframe presented. These returns include cash, dividends, earnings distributions, broker commissions and AgentRisk advisory fees.

    Average client returns are not available for any period in which there were no active investments associated with the portfolio.

    Actual performance in your account may differ from Average Client returns.

  • Performance Calculation Performance of client accounts is calculated by AgentRisk daily on a time-weighted basis including cash, dividends paid, earnings distributions, broker commissions and AgentRisk advisory fees.

  • Benchmark Return Benchmark returns have been calculated by AgentRisk using daily benchmark prices. For certain portfolios we use an investable ETF as a benchmark, in these cases returns include management fees and expenses.

    Benchmarks relevant to each portfolio are assigned by AgentRisk based on overall strategy, portfolio trade history, and/or other criteria as determined by AgentRisk.

    The S&P 500 Index is intended for comparison to general equity market behavior only. This benchmark may not be suitable for comparison to individual portfolios with specific objectives, such as industry or security types.

  • Options Certain portfolios on the AgentRisk platform may include options trading. Options trading involves a high degree of risk, is highly speculative, and is not suitable for all investors. AgentRisk clients should review this important disclosure before deciding to invest in portfolios trading options.

    Please note that your brokerage account must be enabled for options trading to invest in options through your AgentRisk account.

    AgentRisk clients contemplating options trading should carefully review and understand The Options Clearing Corporation’s ("OCC") disclosure document "Characteristics and Risks of Standardized Options" and Interactive Brokers LLC’s "OCC Risk Disclosure Statement and Acknowledgements."

    Trading options may result in the total loss of premiums and transaction costs. Option contracts are traded for a specified period of time and have no value after expiration. Trading halts in the underlying security, or other trading conditions (e.g., volatility, liquidity, system failures) may cause the trading market for one or all options to be unavailable, in which case, the holder or writer of an option would not be able to engage in a closing transaction, and would remain obligated until expiration or assignment.

    "Naked" uncovered option trading is the most speculative and riskiest form of trading and exposes investors to potentially significant losses. Uncovered options writing is suitable only for knowledgeable investors who fully understand the risks, have the financial capacity and willingness to incur potentially substantial losses, and have sufficient liquid assets to meet applicable margin requirements.

    If you are uncomfortable with the level of risk associated with options trading, you should contact AgentRisk at 315.925.7475 to let us know.

  • No Marketing Outside of the United States AgentRisk is available to U.S. persons only. The content of this website is NOT intended to be a solicitation or advertisement in any jurisdiction other than the United States.

    This website has been published in the United States exclusively in English and is intended to provide information in compliance with applicable United States laws and regulations.

  • No redistribution This content is provided by AgentRisk for use by users of in compliance with the Terms of Use of this website. No content may be reprinted, sold, or redistributed without the expressed written consent of AgentRisk.